Property Risk Management Risk Management?

Risk Management? - property risk management

I'm doing a paper on risk management for small businesses. In the case of a shooter entrance to office buildings, pointing a gun at the site of the officer and only $ 100 in cash in the robbery. Who / what is good in this case? If the worker or $ 100 or is it both?

Please not that this part of the problem is very small and is not my homework for me.